YOUR RIGHTS UNDER THE CCPA
General Information. If you are a California resident, you are entitled to additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws. This section summarizes the categories of information we collect about you, why the information is collected, who we share your information with, and for what reason that information is shared.
A)
Category of Information
Identifiers
Examples
Name, internet protocol address, email address, or other similar identifiers
Source of Information
Consumer, third-party data providers, marketing partners, and advertising partners
Purpose of Collection
For us to provide services, market to you, analyze your use, conduct research, maintain the security of our systems and operations, and meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, web analytics providers, service providers, vendors, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information
B)
Category of Information
Personal information categories listed in the California Customer Records statute
Examples
Name, address, telephone number, driver’s license or state identification number, employer, social security number, bank account number
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations, and meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information
C)
Category of Information
Protected classification characteristics under California or federal law
Examples
Age, military status
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations, and meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers
D)
Category of Information
Commercial information
Examples
Product or service provider sites you choose to navigate to
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers
E)
Category of Information
Biometric data
Examples
Keystroke data
Source of Information
N/A
Purpose of Collection
N/A
Who Do We Share With
N/A
F)
Category of Information
Internet or similar network activity
Examples
Information on a consumer’s interaction with a website, application, or advertisement
Source of Information
Consumer, web browsers, marketing partners, and advertising partners
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations
Who Do We Share With
Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers
G)
Category of Information
Geolocation data
Examples
Location
Source of Information
Consumer, web browsers, marketing partners, and advertising partners
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations, and meet our legal compliance requirements
Who Do We Share With
Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers
H)
Category of Information
Sensory data
Examples
Audio, electronic, visual, or similar information
Source of Information
N/A
Purpose of Collection
N/A
Who Do We Share With
N/A
I)
Category of Information
Professional or employment-related information
Examples
Current employer, length of employment
Source of Information
Consumer and third-party data providers
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers
J)
Category of Information
Inferences drawn from other personal information
Examples
Profile reflecting a person’s preferences
Source of Information
Third-party data providers, marketing partners, and advertising partners
Purpose of Collection
For us to perform services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain the security of our systems and operations
Who Do We Share With
Data processing providers, web analytics providers, and security/anti-fraud providers
Right to Know.
As a California resident, you have the right to know (i) the categories of personal information we collected about you. (ii) the sources from which the personal information was collected; (iii) the business or commercial purpose for which it collected or sold the personal information; and (iv) the categories of third parties with which the business shares personal information.
Additional Privacy Rights.
You also have the right (i) to request that we tell you what specific information we have about you; (ii) to request that we delete your information; (iii) to opt-out of having your information sold; and (iv) for us not to discrimination against you for exercising these privacy rights. Please note that you may only make a CCPA-related request twice within a 12-month period.
Right to Non-Discrimination.
We will not discriminate against you for exercising any of your CCPA rights. Unless otherwise permitted by the CCPA, we will not (i) deny you goods or services; or (ii) provide you a different level or quality of good or service.
Alternative Format of CCPA Notice.
If you have a disability that prevents or limits your ability to access this CCPA Notice, please email us. We will work with you to provide this notice in an alternative format.
Authorized Agent.
California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.
How to Submit Your Request for Specific Information.
You can request access to the specific information we have about you by sending an email with the Subject Line “CCPA Request”. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. As a California resident, you have the right to (i) Access the categories of information we have on file; (ii) Access the specific information we have on file ; (iii) Delete the information we have on file. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
How to Exercise Your Right to Delete Information.
You can request the categories of information we have on file or deletion of information. You may also submit this request by sending an email with the Subject Line “CCPA Right to Request or Delete Information”. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) date of birth; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
DO NOT SELL MY PERSONAL INFORMATION
If you are a California resident, you have the right to direct us not to sell your personal information at any time. You may submit your request by sending an email with the Subject Line “CCPA Do Not Sell My Information”. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within 2 business days to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested.
CALIFORNIA DISCLOSURES
California Law requires us to provide certain disclosures to users of this Website.
Shine the Light Disclosure. Civil Code Section 1798.83 permits California residents that use this Website to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us. Please note that this section does not prohibit disclosure made for non-marketing purposes.
Do Not Track Disclosures. Business and Professions Code Section 22575(b) requires websites to disclose their practices with respect to the use of tracking technology made by third parties and whether this Website honors web browser do-not-track signals. No third parties are able to collect personally identifiable information you provide on this Website. At this time, Sincerely does not respond to do-not-track browser settings or signals.
DO NOT CONTACT REGISTRY COMPLIANCE
By submitting personal contact and/or financial information, the user hereby grants written permission to Leadfire LLC, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at Leadfire LLC you are consenting to receive phone calls from Leadfire LLC, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan.
FORMER CUSTOMERS
We treat information about our former customers in the same manner as we treat information about our current customers.
CONFIDENTIALITY AND SECURITY
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information against unauthorized access or use.
Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please contact us at the address or phone number listed below when information concerning your changes.
SITE AND SERVICE UPDATES
We will send the user site and service announcement updates. Members are not able to unsubscribe from service announcements, which contain important information about the service. We also communicate with users to provide requested services and in regards to issues relating to the account via e-mail or telephone when requested.
CORRECT / UPDATE INFORMATION
If you would like to verify any data that we have received from you, make any corrections or disable the use of your personal information, please email us at mailus@loancleared.com, or write to us at Leadfire LLC, 300 Delaware Ave, Ste 210 #399, Wilmington, DE 19801, United States.
Leadfire LLC understands the importance of protecting consumers’ personal information and the proper use of their personal information. It is Our policy to not send unsolicited e-mails to consumers and we hope the following information will eliminate any concerns that Your company may have regarding Our practices of consumers’ personal information.
Leadfire LLC and its affiliated sites use only an “opt-in or opt-out” method of obtaining customer information. All personal information from consumers is obtained voluntarily from the consumer. We obtain personal information from third parties that follow the same set of policies.