$500 to $3,000 over 3 to 36 months
Get approval with no credit impact¹
All credit histories welcome to apply
Completed online with no added fees
$500 to $3,000 over 3 to 36 months
Get approval with no credit impact¹
All credit histories welcome to apply
Completed online with no added fees
Qualified Customer's APR rates
min of 4.9% to a max of 35.9%
Qualified customer's APR rates min of 4.9% to a max of 35.9%
When you need funds, you normally need them sooner rather than later. Because of this our online approval process can accept your application, process the information, receive a lending decision, and get you on the fastest route to receiving your funds directly in your checking account.
Our online approval process does not perform a credit check¹, which means there’s no record of a search on your credit file. The benefit is that you won’t receive negative records against your credit history, which other credit companies may view, affecting your credit status.
What is known as a soft search may be completed to show you’re a real person. This type of search, which only shows basic information about you on your credit file, has no limits on how many you can receive without a negative impact.
Once you’ve received a loan approval, review the terms, amounts, and rates offered. Suppose you proceed with any loan offered to you; in that case, a full credit search and an offer of credit may be recorded, which is more beneficial to your credit status.
All loan funds are paid via direct deposit to your checking account. As part of the approval process, we ask you to confirm your bank details to ensure that once approved, funds can be sent to you without any delays.
The current loan amounts offered are $500, $1,000, $1,500, $2,000, $2,500 and $3,000.
The borrowing periods range from 61 days to 36 months. The period offered is determined by various factors including how often you are paid, the loan amount, your income amount and your expenses.
After you complete the loan approval process, details shall be show within the loan terms of the borrowing period offered, subject to approval.
The first part of the process is to complete our online approval process. This takes on average three minutes, after which you shall receive subject to approval, a loan offer.
This offer contains the full terms and details of your loan, which you can review before making a final decision to proceed or simply walk away with no commitment.
If you decide to proceed, the next stage is to complete the online agreement and e-signatures needed. At that stage details shall be stated as to when the transfer to your checking account shall be completed. In most cases it is the same or next business day but does depend on bank clearing times.
The entire approval process is straightforward and takes three minutes on average to complete. That’s because we developed a multiple-choice approval process, which means we need less input from you. In addition, it’s entirely online, requiring no paperwork or phone calls.
Every lending situation is unique. The loan amount, affordability of repayments, income, previous credit, and period of employment are a few factors to consider when determining the APR rate offered to a borrower. The first stage of receiving your APR rate, if you qualify, is to complete our online approval process. Once you complete this, you will receive the entire loan terms, including the APR rate of any loan offer. This rate can range from a minimum of 4.9% to a maximum of 35.9%, and the borrowing period can range from 61 days to 36 months.
Below we have listed sample rates as a guide and are for informational purposes only. The repayment terms are for closed-end loan products. Amounts include all charges, repayment amounts, and borrowing periods in compliance with the TILA. However, these do not reflect the actual APR rate that may be offered, which could be at the higher or lower end of the above ranges. Please be advised that the lower APR rate range may be subject to certain conditions and limitations. State of residence is also a factor, for certain loan products may not be offered within certain states due to state-level legislation.
If you borrowed $1,000 over 12 months your monthly repayments would be $97.39, with a total payback amount of $1168.68. Representative 29.8% APR.
If you borrowed $2,000 over 24 months your monthly repayments would be $105.84, with a total payback amount of $2540.16. Representative 24.1% APR.
If you borrowed $3,000 over 36 months your monthly repayments would be $107.26, with a total payback amount of $3861.36. Representative 17.2% APR.
CLOSE