APR Rates Min of 4.9% to a Max of 35.9% for Qualified Customers

APR min of 4.9% to a max of 35.9%

Get the Right Loan for you, not for us

Select your preferred loan type from the lowest cost,
early repayment, fast transfer time, or extend loan².

 

• All credit histories welcome. • No credit impact¹ approval • No commitment needed

• Loans from $500 to $3,000 • Repay over 3 to 36 months • No upfront processing fee

 

Details Needed  |  How it Works

 

Select your preferred loan type from the lowest cost,
early repayment, fast transfer time, or extend loan².

 

• All credit histories welcome
• No credit impact¹ approval
• No commitment needed

   • Loans from $500 to $3,000
   • Repay over 3 to 36 months
   • No upfront processing fee

 

Details Needed  |  How it Works

 

Select your preferred loan type
lowest cost, early repayment,
fast transfer, or extend loan².


• Loans from $500 to $3,000

• Repay over 3 to 36 months
No credit impact approval¹
• No upfront processing fee
• All credit scores welcome

Details Needed  |  How it Works

 

Same Day Loans

 

At LoanCleared™, we understand that finding the right loan should be about your needs, not just getting approved. That’s why we’ve built a system that values your preferences above all else.

We understand it's not just about getting accepted for a loan; it's about securing the loan that fits your life and your plans.

Start your journey toward financial flexibility with LoanCleared™, where your preference isn't just a consideration—it's our commitment.

• Highest Chance Approval

Our network of lenders cover over 40 states and have combined loan ranges from $500 to $3,000.

• No Obligation Matching

Our process is designed to find loans that meet your specific preferences without any pressure.

• Quick Online Response

It takes 3 minutes to complete our online loan match process and responses in around 60 seconds.

• No Credit Impact

Only a soft credit search shall be completed to get your loan offers, so no impact to your credit¹.

 

 

 


How It Works

 

At LoanCleared™, we recognize the importance of securing not just any loan, but the right one. Our commitment extends beyond mere financial transactions; we focus on aligning with your individual needs. Why accept any loan when you could have one that suits you better. Here’s how our customer-centric process works:

1. Select Loan Preference

Do you seek the lowest cost loan, or perhaps flexible terms that allow you to pay back early without a penalty? Maybe you need funds transferred the same day, or you want the option to extend the loan if needed. Your preferences guide our search and our system shall present to your preferred lenders first.

2. Complete Online Process

Our intuitive system dives into action, scouring for the best match based on your preference². We keep it simple and efficient: no calls, faxes, or interviews. Everything is completed online for your convenience.

3. Receive and Review

On average, you’ll receive a response within 60 seconds. If we find loan matches, you’ll have the opportunity to review the loan terms thoroughly before deciding if to proceed.

With LoanCleared™, it’s all about what’s best for you. Let us assist in finding the right loan for you. Start your loan match process online with no calls, no faxes, and no interviews today.

 

 


Details Needed

 

We believe that your personal data is just that, personal. When using our services, we may ask for information from you that is needed to complete a loan matching or approval process. We only ask for the exact information needed to complete any process, and not anything more. We also strongly believe that your mail or text message inboxes should not be full of unwanted spam, trying to generate extra income from your data.

Below we have listed the information you shall be asked for and the reasons why. However, rest assured that any information shared between us is secured and not kept for any period of time longer than it is needed. Please note: The below information is the minimum required by any online lender.

 

• Your name, birth date, SSN, and ID

These are used to protect you and your identity, verifying that it is indeed you and not someone impersonating you.

• Your mobile number and email address

These are used to send you security verification and information that you must be sent.

• Your current residential address

This is needed as a loan cannot be issued to a US citizen without a fixed address.

• Your work name, number and income

These are used to support your income source, loan affordability, and stability. (No contact is made)

• Your bank’s name and transfer details

These are used as your confirmation that any loan funds you agree to can be transferred to a valid checking account. This ensures no delays in processing if you proceed with any loan offered to you.

 

 

 

Loan Costs

 

Every lending situation is unique, and we understand that. Our goal is to provide you with the best possible loan matches, from available lenders that you qualify for.

To determine the APR rate offered to you, lenders take into consideration various factors like the loan amount, affordability of repayments, income, and stability.

The first step is to complete our hassle-free online loan match process. Once you’ve completed this step, you’ll receive the entire loan terms, including the APR rate for any loan offered to you. Because each lender may have different APR rates and terms, we do not state a fixed APR rate. The APR rates range from a minimum of 4.50% to a maximum of 35.9%.

To give you an idea of what to expect, here are some sample rates as a guide. However, please remember that these are for informational purposes only and may not reflect the actual APR rate you may be offered. We ensure that all amounts include any applicable charges, repayment amounts, and borrowing periods in compliance with the TILA (Truth in Lending Act).

APR Examples

 

Borrowed Amount: $1,000
Monthly Period: 12 Months
Monthly Payments: $97.00
Total Repayable: $1164.00
Finance Charges: $164.00
Interest Rate: 29.00% APR

Borrowed Amount: $3,000
Monthly Period: 24 Months
Monthly Payments: $158.61
Total Repayable: $3806.64
Finance Charges: $806.64
Interest Rate: 24.00% APR

Borrowed Amount: $5,000
Monthly Period: 36 Months
Monthly Payments: $180.76
Total Repayable: $6507.36
Finance Charges: $1507.36
Interest Rate: 18.00% APR

Borrowed Amount: $7,000
Monthly Period: 36 Months
Monthly Payments: $239.24
Total Repayable: $8612.64
Finance Charges: $1612.64
Interest Rate: 14.00% APR

 

 

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