Your Privacy is Our Policy
This Privacy Policy replaces any privacy policy previously delivered to you or appearing on the loancleared.com website, any transaction agreement, or any other document previously delivered to you. If there are conflicts between this Privacy Policy and any other policy delivered to you by loancleared.com, the terms of this Privacy Policy shall control until revised.
This Privacy Policy is effective as of 10th October 2021.
Your privacy is important to us. This Privacy Policy has been designed to assist you in making informed decisions when using our website, understanding how we collect and use your personal information and how our practices concerning privacy pertain to you as a user of our system. If you have questions or complaints regarding our privacy policy or practices, email us at mailus@loancleared.com, or write to us at Leadfire LLC, 300 Delaware Ave, Ste 210 #399, Wilmington, DE 19801, United States. We may change this policy from time to time by updating this page.
The information we collect
This notice applies to all information collected or submitted on the loancleared.com website as well as the mobile version(s) of our site. We may collect all information you provide, whether through our websites or other channels, such as your name, street address, email address, telephone number (home, work, and mobile), date of birth, Social Security Number, financial account information, income information, employment information and other personal, financial, or demographic information.
We do not ask you for, access, or track any location-based information from your mobile device at any time while downloading or using our Mobile Site or services.
Our commitment to privacy
To better protect your privacy, we provide this notice explaining our online information practices and your choices about how your information is collected and used.
Our commitment to data security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us during transmission and once we receive it. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security. When you enter sensitive information (such as SSN or banking details) on our processing forms, we encrypt the transmission of that information using secure socket layer technology (SSL).
The way we use information
By agreeing to this Privacy Policy or by using this website, you authorize us and third parties to whom you submit your information to use the information you submit to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our processing form. Such third parties include but are not limited to consumer reporting agencies, consumer credit bureaus, and other outside parties as permitted or required by applicable laws. All information that you submit and collect from such third parties may be used to determine your eligibility for any product, service, or offer. If you choose to provide information, such as your Social Security Number, that information may be used to determine your financial status. If you do not provide such information, other information may be used to verify your eligibility for a loan or any other programs, offers, or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender under the terms of that lender’s Privacy Policy.
If you choose to provide personal information, it will be used for or shared with trusted third parties such as Loan Providers or other financial service providers, credit bureaus, and marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties following applicable laws and as described herein. These third-party businesses may include but are not limited to:
Direct marketing services and applications providers include lookup and reference, data enhancement, suppression, and validation.
Email marketers.
Wireless services providers and telemarketers.
Information collected may be added to our databases and used for future instant messaging, telemarketing, SMS text messaging, emails or postal mailings regarding site updates, new products and services, upcoming events, and status of orders and loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section, even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include:
- Sending direct and electronic mail.
- Removing duplicate information from customer lists.
- Analyzing data.
- Providing marketing analysis.
These agents have access to our users’ personal information to perform their functions for our sites but may not be used for their marketing purposes. In addition, we may also disclose your personal information as required by law, such as to comply with a subpoena or similar legal process.
We may also use your personal, demographic, and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected may be added to our databases and used for future emails, telemarketing, or postal mailings regarding site updates, new products and services, upcoming events, and the status of orders placed online. See “Your Opt-Out Rights” below.
Credit disclosure
You expressly acknowledge and agree that lending partners who review the information you submit may obtain credit checks, consumer credit reports, and other personal data from Experian, Equifax, TransUnion, or through alternative providers. Such information may be used by a lending partner, as permitted by law, to (i) authenticate and verify your identity based on the information you provide; (ii) assess your eligibility for credit and identify products and services which may be available to you; (iii) determine your debt to income ratio; (iv) obtain a credit score.
Third-party sites
Please be advised that you will be redirected to the applicable third-party lender’s or seller’s website after you have submitted your information in certain circumstances. By submitting your personal information to the respective third-party lender or seller in connection with providing your information for purchase from the third-party lenders or seller, such submission will subject you to the third-party lender’s or seller’s privacy policy and terms and conditions as applicable. We do not endorse or are responsible for the accuracy of the privacy policies and terms and conditions of each third-party lender or seller that may advertise on the website. The entities that advertise and place banner ads at the website, including but not limited to these third-party lenders and sellers, are independent third parties and are not affiliated with us. In addition, our website contains links to other third-party websites and note that their privacy policy will govern the collection and use practices while on their website.
Your opt-out rights
You may opt out of receiving communications from our third-party associates or us by not submitting your information. During registration and when you submit personally identifiable information to us at the website, you have opted-in to request that we share your personal information with third parties to receive marketing communications for the specific purposes of receiving offers that you have applied for on our websites. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information and to opt-out of receiving additional offers from them or any other third party with whom we have shared your information (see “The Way We Use Information” above). As noted, we use personal information to provide promotional offers through direct marketing, including without limitation email, telephone, or SMS Messages Service to our website users. In addition, we may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions to unsubscribe from the specific list at the end of each email message. To opt-out from receiving any additional email communications regarding the website, please send your request in writing via email to mailus@loancleared.com.
Do not sell my personal information
You may also opt out of having your personally identifiable information sold to third parties. During registration and when you submit personally identifiable information to us at the website, you have opted-in to request that we share your personal information with third parties, including Loan Providers and other financial service providers, for the specific purposes of receiving offers that you have applied for on our websites. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. Please note that if you opt-out of having your personally identifiable information sold to third parties, including Loan Providers and other financial service providers, you will not be able to receive the services sought for which you initially visited this website.
To opt-out from having your personally identifiable information sold to third parties, including Loan Providers and other financial service providers, please send your request in writing via email to mailus@loancleared.com or via postal mail to Leadfire LLC, 300 Delaware Ave, Ste 210 #399, Wilmington, DE 19801, United States.
In addition, please note that if you subsequently sign up at one of our other websites for other product or service offerings, you will again need to address any information sharing preferences that you had previously established through this website.
Access to personally identifiable information
We will retain your information for as long as needed to provide you with services. If you would like to review, update or remove your personally identifiable information, you may submit your request by contacting us at mailus@loancleared.com, sending your request via postal mail to Leadfire LLC, 300 Delaware Ave, Ste 210 #399, Wilmington, DE 19801, United States. For us to process your request, we will need to be able to verify your identity to the extent necessary to ensure that you are the person you represent yourself to be. As appropriate under the circumstances of the request, you may be required to comply with one of the following identification verification methods:
Certification of Identity: Provision of a completed Certification of Identity.
Official Photo Identification: Provision of an official photo identification, which includes, but is not limited to, the following:
- A valid driver’s license.
- An unexpired passport.
- An unexpired federal government-issued employee identification card.
You will be provided a reasonable amount of time to provide sufficient identity verification. Any request may be denied for lack of adequate identity verification.
Our commitment to children’s privacy
Protecting the privacy of children is especially important. For this reason, we never collect or maintain personal information on our website from those whom we know are under the age of 18 years old. If information is inadvertently collected from children, it will not knowingly be used for any marketing or promotional purposes whatsoever, either inside or outside of our website. If we obtain actual knowledge that such information has been collected, that information will be immediately deleted from our database. The information and services provided by us or our affiliates, sponsors, and advertisers are not intended to be viewed by persons under 18 years old.
Use of tracking technologies
Our websites and mobile sites use cookies to enhance and personalize your online experience and to enable our websites or mobile sites to recognize you as a previous visitor. A cookie is a small amount of data, which often includes a unique anonymous identifier that is sent to your browser from a website’s computer and stored on your computer’s hard drive. You can adjust the settings on your browser to erase or block such technologies from your computer if you want to, but if you do so, you will not be able to use or access the loancleared.com Web Services.
Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Many sites do this whenever a user visits their website to track online traffic flows. Cookies record information about your online preferences and may be tied to your personally identifiable information, such as your email address, for these purposes. Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. Each browser is different, so check your browser’s “Help” menu to learn how to change your cookie preferences.
As is true of most websites, we gather certain information automatically and store it in log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.
We use this information, which does not identify individual users, to analyze trends, administer the site, track users’ movements around the site, and gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.
Changes in this privacy statement
We may update this privacy statement to reflect changes to our information practices. If we make any material changes, we will notify you by email, SMS Messages, or through a notice on our websites. Therefore, we encourage you to periodically review this page for the latest information on our privacy practices.
How to contact us
Should you have other questions or concerns, please email us at mailus@loancleared.com or write to us at Leadfire LLC, 300 Delaware Ave, Ste 210 #399, Wilmington, DE 19801, United States.