Electronic Consent disclosure
This disclosure is effective as of 10th October 2021.
You agree to receive certain notifications, disclosures, and/or documents electronically by submitting your information via the Internet. This Consent to Electronic Disclosures applies to the information you provide on this site and any other communications we or any third-party lender may provide. By submitting your information, you agree to receive all such notifications, disclosures, and/or documents from us or any third-party lender in electronic form or online in accordance with this document. You may withdraw your consent before submitting your information by exiting the website or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by leaving the website or closing your browser. Following the submission of your information, you may be able to withdraw your consent to future electronic disclosures from a third party lender by contacting the lender directly, but due to rules regarding the timing of delivery of disclosures that need to be made to you, you acknowledge that an opt-out notice may not be received and acted upon by such third party lender before such disclosures being delivered to you electronically. We do not process opt-out communications for third-party lenders, and each third-party lender establishes its own rules regarding opting out of future electronic communications and disclosures.
All notifications, disclosures, and/or documents that we or any third party lender provide to you in electronic format will be provided either:
- Via email.
- By access to a secure customer service website which will be provided to you in an email notification when the documents are available.
- By posting on this site or the lender’s site.
- By SMS text message to your mobile device.
- By posting on a website designated for that purpose.
All notifications, disclosures, and documents provided in electronic or paper format from us or any third-party lender to you will be considered “in writing,” and you should print a copy for your records. In addition, you may obtain any notifications, disclosures, and documents in paper form without charge from us by printing them yourself from our website or the appropriate third-party lender’s website when available. To access, view, and retain the notifications, disclosures, and documents available to you in electronic form, you must have Internet access, sufficient electronic storage capacity, an email account with an Internet service provider email software.
You agree and intend the federal Electronic Signatures in Global and National Commerce Act to apply to:
- Your consent to receive notifications, disclosures, and documents in electronic form.
- The information you provide.
- Our and any third-party lenders’ ability to conduct business with you by electronic means.
By completing and submitting your information, you:
Agree to provide us with an accurate and complete email address and other required information requested on this site.
Confirm your consent to receive notifications, disclosures, and documents from us and any third-party lender in electronic format.
Affirmatively demonstrate your ability to access the notifications, disclosures, and documents in electronic form.
Confirm that you have provided a current email address at which electronic notifications, documents, and disclosures can be sent to you.
Acknowledge that you have read and reviewed the terms contained in this Electronic Disclosure section.
Agree to the terms contained in this Electronic Disclosure section.
We and any third-party lender reserve the right, in our sole discretion, to discontinue electronic provision of notifications and documents. You will be provided with notice of any such termination or change as required by law.
To facilitate electronic commerce, to reduce the expense of records storage, and to obtain the benefits of faster access to records, you acknowledge and agree that all records may be stored electronically; and that neither we nor any third-party lender will retain and have no obligation to retain any original or electronic documents for any period beyond the regulatory requirements. This applies to all notifications, disclosures, and documentation. You further acknowledge and understand that all original and electronic information, disclosures, and documentation will be routinely destroyed, but not before the period designated by regulatory requirements. Records may be stored electronically via imaging, scanning, filming, or other technology used to store documentation via internal processes or third-party processors that we or any third-party lender approves for these services. You agree that such storage shall be secure. Further, you agree that such records shall for all purposes be recognized and admissible in evidence or otherwise to prove the agreements, rights, and obligations of the parties pursuant to any such records. We will retain your information for as long as needed to provide you with services. If you wish to request that we no longer use your information to provide you services, email us at mailus@loancleared.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.