APR and Charges
Every lending situation is unique. The loan amount, affordability of repayments, income, previous credit, and period of employment are a few factors to consider when determining the APR rate offered to a borrower.
The first stage of receiving your APR rate, if you qualify, is to complete our online approval process. Once you complete this, you will receive the entire loan terms, including the APR rate of any loan offer. This rate can range from a minimum of 4.9% to a maximum of 35.9%, and the borrowing period can range from 61 days to 36 months.
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If you’re seeking a loan, loancleared.com can make the process painless. We are open 24 hours every day, so start by getting your no commitment, no credit impact loan approval to get the money you need in the shortest time possible.
Representative Examples
Below we have listed sample rates as a guide and are for informational purposes only. The repayment terms are for closed-end loan products. Amounts include all charges, repayment amounts, and borrowing periods in compliance with the TILA. However, these do not reflect the actual APR rate that may be offered, which could be at the higher or lower end of the above ranges. Please be advised that the lower APR rate range may be subject to certain conditions and limitations. State of residence is also a factor, for certain loan products may not be offered within certain states due to state-level legislation.
If you borrowed $1,000 over 12 months your monthly repayments would be $97.39, with a total payback amount of $1168.68. Representative 29.8% APR.
If you borrowed $2,000 over 24 months your monthly repayments would be $105.84, with a total payback amount of $2540.16. Representative 24.1% APR.
If you borrowed $3,000 over 36 months your monthly repayments would be $107.26, with a total payback amount of $3861.36. Representative 17.2% APR.